yeah i have deff been working on making my credit better. And yes i do own a home so that is helping my credit. Deff not trying to refi yet, just got a new job too only been at the new job for 3 months would prob have a hard time refinancing and my intrest rate for my mortage is 7.3 percent. thanks for the info though. I do plan on refincing and using some equity to redo my kitchen

 

That's exactly what my fiance wants to do when we get a house. His truck costs him close to $700 a month. And I thought my payment was high!

 

I had a crappy experience as well... But we live and learn! When I bought my 6 the other day, the sales guy scratched it pulling it out of the show room, then when we went to get it after repairs they had me 1 key! 1 key? a cheap Kmart copy when I was actually told YES when I asked about keyless entry! Ugh... and they push that mazda certification on you like crack!

 

I bought my car in August 2007. Everything went smoothly and I was a happy customer. $14,000 down which means only 184 per month for 5 years. I was like k sweet. And so about a week later after I pick up the car, they are selling them for 0% purchase financing... FUUUUUUUUUCK. I am paying 3.9... that pisses me off to no end.